Privacy & cookies

Sumyard is a browser-based planning tool. Your calculator inputs and saved calculations stay on your device and are not sent to our servers.

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Privacy at a glance

Your calculator inputs and history stay on this device. We do not require an account. Advertising may use cookies; your choices are explained below.

Local storage

If you save a calculation, its inputs and result are stored in your browser’s local storage. The Saved area provides access to calculations, including existing mortgage and car-loan records, alongside favorites and recently opened tools. Display-currency and unit preferences are also stored in this browser. You can delete saved entries, remove favorites, or clear this site’s browser data. Existing loan records are retained in their original browser storage for compatibility. Nothing is synchronized to another device or domain. A link to previous loan history opens the old domain when you need records saved there; a redirect cannot move that domain’s browser storage.

Currency-rate requests and generated values

Currency conversion uses an entered rate unless you choose “Load ECB reference rate”. That action sends the two currency codes to the Frankfurter rate service, along with the network information normally included in a browser request. Your entered amount is not sent. Other calculator inputs, including IBAN and health values, are processed on your device.

Passwords are generated locally and are excluded from saved calculations and URLs. Copying a password puts it on your device’s clipboard. WoW build sharing is explicit and puts only the class, level and talent allocation in the copied link.

Analytics

We use Google Analytics 4 to measure page visits and site interactions using analytics cookies. Your calculator inputs and saved scenarios are not sent as Analytics events. Google Signals and advertising personalization signals are disabled.

Analytics loads automatically without a consent prompt unless you previously declined, turn it off below, or your browser sends Global Privacy Control or Do Not Track.

You can turn analytics on or off using the button below. We save your choice in this browser. Turning analytics off disables the tag, removes this stream’s analytics cookies and reloads the page. Browser privacy signals take priority over saved choices. Advertising choices are managed separately.

Enable JavaScript to view and change your analytics setting.

Advertising

We use Google AdSense to display advertising. Google and its partners may use cookies to serve, personalize, and measure ads, subject to your consent and applicable law. You can manage ad personalization through Google Ads Settings.

Your choices

  • You can block or delete cookies through your browser settings.
  • You can delete locally saved calculations from Saved or from the loan calculator’s History section. Deleting an entry on this device does not affect another device or domain.
  • Use “Analytics settings” in the footer to turn site analytics on or off at any time.
  • Where applicable, Google’s consent message lets you choose how advertising cookies are used. Use its privacy settings entry point to revisit those choices.